Publications
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Price discrimination in the cash savings market: summary [pdf]
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Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution?
The Cash Savings Market Study found that the cash savings market is not working effectively for many consumers. Significant amounts of easy access cash savings sit in accounts that were opened a long time ago, earning lower interest rates than those -
Occasional Paper No. 39: Estimating the benefits of interventions that affect consumer behaviour [pdf]
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How we analyse the costs and benefits of our policies [pdf]
Cost benefit analysis (CBA) helps us to use our rule-making powers appropriately and proportionately. -
When and how we use field trials [pdf]
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Occasional Paper No. 39: Estimating the benefits of interventions that affect consumer behaviour
The aim of this Occasional Paper is to help us estimate the benefits of our interventions, while recognising the challenges. -
Occasional paper No.40: Time to act: A field experiment on overdraft alerts
As part of the high-cost credit review, the FCA wanted to understand the impact of automatically enrolling customers into just-in-time arranged overdraft alerts and early warning alerts for overdrafts and unpaid items. -
Digital Regulatory Reporting Pilot: Terms of Reference [pdf]
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FCA Practitioner Panel joint survey report 2018 [pdf]
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Measuring our impact before we intervene
Find out how we measure our impact before we intervene with rule-making powers.