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  1. MS16/1 Retirement Outcomes Review: terms of reference [pdf]

    Market studies

    Published: 14/07/2016

    Last modified: 14/07/2016

  2. FCA Decision Notice 2016: Wage Payment and Payday Loans Limited [pdf]

    Decision notices

    Published: 14/07/2016

    Last modified: 14/07/2016

    This decision notice refers to breaches of COND related to failing to satisfy Threshold Conditions in the consumer credit sector. We have decided to impose a cancellation.
  3. Financial Services Register Extract Service Subscribers' Handbook [pdf]

    Documents

    Published: 13/07/2016

    Last modified: 23/01/2020

    This overview of the extract service includes: what
  4. Final notice 2016: Timothy Duncan Philip [pdf]

    Final notices

    Published: 13/07/2016

    Last modified: 13/07/2016

    This final notice refers to breaches of APER 6 and FIT related to a lack of fitness and propriety and client money/assets in the general insurance and protection sector. We imposed a fine and prohibition.
  5. Annuity comparator: our research

    Research insights FCA research

    Published: 13/07/2016

    Last modified: 03/06/2026

    Find out more about FCA research into the implementation and effects of the proposed ‘annuity comparator’
  6. Final notice 2016: Edge Performance 10 Limited [pdf]

    Final notices

    Published: 13/07/2016

    Last modified: 13/07/2016

    This final notice refers to breaches of PRIN 11 related to failing to be open and co-operative in the consumer credit sector. We imposed a cancellation.
  7. Final notice 2016: Mark Andrew Walker [pdf]

    Final notices

    Published: 13/07/2016

    Last modified: 13/07/2016

    This final notice refers to breaches of PRIN 11 related to failing to be open and co-operative in the consumer credit sector. We imposed a cancellation.
  8. Final notice 2016: Volpe Capital Management LLP [pdf]

    Final notices

    Published: 13/07/2016

    Last modified: 21/07/2016

    This final notice refers to a breach of PRIN 11 related to failing to be open and co-operative in the investment adviser sector. We imposed a cancellation.
  9. Final notice 2016: Towergate Underwriting Group Limited [pdf]

    Final notices

    Published: 13/07/2016

    Last modified: 13/07/2016

    This final notice refers to breaches of PRIN 3, PRIN 10 and CASS related to client money/assets in the general insurance and protection sector. We imposed a fine.
  10. Signposting to pensions guidance: our findings

    Research insights FCA research

    Published: 13/07/2016

    Last modified: 03/06/2026

    Since April 2015, consumers have had greater choice around how they access their Defined Contribution (DC) pension savings. It is important that consumers looking to access these savings understand the consequences of the decisions they make.
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