Find out more about using or copying material on our website (including the Handbook) and terms and conditions for reproducing accompanying materials.
Reproducing content from the Handbook
If you would like to reproduce content from the Handbook, you will need to apply for a licence agreement[1].
General
1.1 By accessing any part of this site, you will be deemed to have accepted these terms in full.
1.2 These terms are governed by and interpreted in line with English law.
1.3 Subject to 2.1 and 2.2, these terms apply to the whole of the Financial Conduct Authority's (FCA’s) website.
Information made available under the terms of the Open Government Licence
2.1 Some statistical outputs published jointly by the FCA and the Bank of England and/or the Prudential Regulation Authority may be made available for reproduction under the terms of the UK Open Government Licence[2] (UKOGL). Where the UKOGL is expressly stated to apply, it replaces conditions 3.2 to 3.5 of these terms.
2.2 The UKOGL replaces conditions 3.2 to 3.5 of these terms in relation to any charts, figures, graphs, diagrams, tables and numerical datasets published within the Data[3] section of this site and in respect of which the FCA owns the copyright. Where we have identified any third-party copyright information, you will need to obtain permission from the copyright holders concerned.
2.3 Subject to 2.1 and for avoidance of doubt, conditions 3.2 to 3.5 of these terms continue to apply to any narrative or explanatory text in any documents or pages published in or made available via the Data[3] section of this site.
Copyright notice
3.1 The FCA owns the copyright and any other rights in all material on this site other than any Parliamentary material, third party stock images (such as photographs) and other material as indicated.
3.2 You may print and download extracts from this site on the following conditions:
3.2.1 The documents and related graphics on this site are for personal use or for use within an individual firm or organisation; any copies of these pages that you save to disk or to any other storage medium may (subject to the exceptions referred to at 3.2.4 below) only be used for subsequent personal viewing purposes or for viewing within the firm or organisation by which they were saved or stored.
3.2.2 Any extracts which are printed may only be used for personal viewing – or for viewing within the firm or organisation by which they were printed (subject only to the exceptions referred to at 3.2.4 below).
3.2.3 The pages saved to disk, stored in any way or extracts that have been printed must not (subject to the exceptions referred to in 3.2.4 below) be distributed, sold or otherwise circulated to third parties.
3.2.4 The conditions stated in clauses 3.2.1 to 3.2.3 above do not apply:
- (i) to the reproduction, in whole or in part, of the FCA’s Annual Reports or Annual Work Programmes (previously known as 'Business Plans'); or
- (ii) in relation to any other document or related graphics, where extracts (of no more than a few relevant provisions) are copied to individual third parties in a manner incidental to advice or other activities.
3.2.5 No documents or related graphics on this site are to be modified in any way.
3.2.6 Graphics on this site are not to be used separately from the accompanying text.
3.2.7 The source of our material should be acknowledged in all copies, either by appropriate words or by adding the FCA copyright symbol (ie © The Financial Conduct Authority).
3.3 You must not reproduce or store any part of this site in any other website or include it in any public or private electronic retrieval system or service without our prior written permission.
3.4 You must not use data from this site to provide a data feed to any comparison table or any other website without our written permission.
3.5 Any rights not expressly granted in these terms are reserved.
3.6 The Parliamentary copyright material on this website, relating to the legislative history of the Financial Services and Markets Act, is reproduced with the permission of the Controller of Her Majesty's Stationery Office on behalf of Parliament.
3.7 Photographs of senior staff of the FCA (the Executive Photographs[4]) are made available on this site and may be reproduced by firms and other readers, including journalists, in any publication, whether or not sold or otherwise circulated for profit, provided the reproduction does not modify the Executive Photograph in any way.
3.8. If you reproduce any of the material on this site, whether on paper or electronically, you must ensure that any document or publication in which the material is displayed or incorporated does not:
- in any way imply that the FCA is endorsing a firm, journal or publication or any particular products, services or communications,
- present false information concerning the FCA,
- contain content that could be construed as distasteful, offensive or controversial, or
- infringe any intellectual property or other rights of any person or otherwise not comply with any relevant law or regulation.
3.9 Any re-use of material on this site otherwise than as explicitly permitted in this copyright notice is prohibited unless prior written permission to the re-use has been obtained from the FCA.
3.10 Any permission under clause 3.9 to re-use material on this site may be subject to such conditions as the FCA considers appropriate in the circumstances.
Disclaimer
4.1 We try to ensure that the information on this site is correct, but we do not give any express or implied warranty as to its accuracy. We do not accept liability for any error or omission.
4.2 The definitive version of any FCA publication other than the Handbook is the original, printed one. The definitive version of Handbook text at any particular time is the version contained in the instruments (including amending instruments) published on the FCA website.
4.3 We are not liable for any damages (including, without limitation, damages for loss of business or loss of profits) arising in contract, tort or otherwise from the use of or inability to use this site, or any material contained in it, or from any action or decision taken as a result of using this site or any such material.
4.4 Part of this site contains material sent to us by third parties. These third parties are responsible for ensuring that the material they submit to us complies with national and relevant foreign law. We are not responsible for any error, omission or inaccuracy in the material. We reserve the right to omit, suspend or edit any material submitted.
4.5 The materials on this site do not constitute financial or other professional advice. You should consult a professional adviser if you require financial advice.
4.6 This website offers links to other sites – they enable you to leave the FCA site. Please note, the FCA does not maintain information contained within legacy pages, including keeping linked sites up to date, and the FCA as such does not warrant that linked sites remain correct. We do not control the linked sites and we are not responsible for the contents of any linked site or any link in a linked site, or any changes or updates to such sites. We are not responsible for webcasting or any other form of transmission received from any linked site. We provide these links to you only as a convenience, and the inclusion of any link does not imply our endorsement of the site.
4.7 While we try to ensure that this site is normally available 24 hours a day, we will not be liable if, for any reason, the site is unavailable for any period of time.
4.8 Users will not (i) violate the security of the website nor attempt to gain unauthorised access to the website, data, materials, information, computer systems or networks connected to any server associated with the website, through hacking, password mining or any other means; (ii) take nor attempt any action that, in the sole discretion of the FCA, imposes or may impose an unreasonable or disproportionately large burden on the website or its infrastructure; (iii) use nor attempt to use any “scraper,” “robot,” “bot,” “spider,” “data mining,” “computer code,” or any other automated device, program, tool, algorithm, process or methodology to access, acquire, copy, or monitor any portion of the website, any data or content found on or accessed through the website without the prior written consent of the FCA; (iv) forge headers or otherwise manipulate identifiers in order to disguise the origin of any other content.
4.9 Access to this site may be suspended temporarily or permanently and without notice.
4.10 Access to the website that is deemed to have violated 4.8 or that has demonstrated excessive use (at the discretion of the FCA), will be required to pass a reCaptcha challenge or have access removed.
FCA Firm Checker terms
5.1 The FCA Firm Checker[5] is a tool designed to help consumers understand if a firm is regulated by the FCA and authorised to provide a specific consumer-focused service. It translates regulatory permissions which a firm may have into plain language.
5.2 We try to make sure that the information on this tool is always up to date. Please be aware that it may, on average, take 24 hours to update information.
5.3 The tool includes a subset of the information shown on the Financial Services Register[6]. The Financial Services Register contains the full regulatory record for firms, individuals and other bodies, with detailed information including restrictions relating to cryptoasset firm activities, historic fines, their right to approve financial promotions, and their ability to handle client money.
5.4 The regulatory jurisdiction for the Financial Services Register comes under the Financial Services and Markets Act 2000, Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, Payment Services Regulations 2017 and Electronic Money Regulations 2011.
5.5 The terms set out in this FCA Firm Checker section should be read in conjunction with the other terms governing the use of our website set out on this page.
5.6 If the terms set out in this section differ from those found on this page, then the terms set out in this section will take precedence and apply to the FCA Firm Checker to the extent there is any difference.
5.7 Before you use the FCA Firm Checker, it is important to understand that the firms listed there are responsible for ensuring that the information they submit to us is accurate and up to date. We are not responsible for any error, omission or inaccuracy in the information submitted to us by third parties.
5.8 However, measures used to try to promote the accuracy of the data displayed include the following:
- We have rules compelling firms to keep their details up to date.
- We have systems and controls that ensure only users with the correct permissions can update the information.
- We have required almost all firms that are authorised to provide certain regulated activities to attest annually that their information is correct.
