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{"sheet":"Contents","index":0,"n_rows":11,"n_cols":1,"rows_kept":11,"cut":false,"hidden":false,"merged":[]}
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["Table of Contents"]
[]
["About this data book"]
["Segmentation analysis"]

{"sheet":"About this data book","index":1,"n_rows":7,"n_cols":1,"rows_kept":7,"cut":false,"hidden":false,"merged":[]}
["1. This data book contains more detailed segmentation analyses referrenced in Annex 1 \"Summary of the characteristics of the population of closed book mortgages with inactive firms\", Section E \"Segmentation Analyses\"."]
["2. We explain our data and methodology in Section G of Annex 1: \"Technical note on data and methodology\". "]
["3. We show the actual number and value of mortgages which we were able to match using our PSD007 and PSD001 data. We also show the unmathed number and value of mortgages. "]
["4. In this analyses, \"Interest-Only\" category includes all mortgages with an interest-only component, including those which are fully interest-only and those which are a mix of capital and interest, and interest-only.\n"]
["5. The values of mortgages in each segment are rounded to the nearest £0.1m. Therefore they do not always add up to the totals shown. "]
["6. Some segments contain very small number of mortgages (1-5). We do not show any data in such segments. Asterisk (*) denotes such segments. All data is included in the column totals. "]
["7. Data was extracted from our live data systems in the seven days commencing 23 October."]

{"sheet":"Segmentation analysis","index":2,"n_rows":644,"n_cols":12,"rows_kept":644,"cut":false,"hidden":false,"merged":[[2,4,2,7],[2,8,2,11]]}
["Closed book customer segments – summary table"]
[]
[null,null,null,null,"No payment shortfall",null,null,null,"Payment shortfall >£0"]
[null,null,null,null,"Interest-Only",null,"Capital and Interest",null,"Interest-Only",null,"Capital and Interest"]
["LTV Current Estimated Bands, %","Age At Last Reporting Date Bands, years","Remaining Term Bands, years","Interest Rate Band, %","Number of Mortgages (estimated)","Balance, £m (estimated)","Number of Mortgages (estimated)","Balance, £m (estimated)","Number of Mortgages (estimated)","Balance, £m (estimated)","Number of Mortgages (estimated)","Balance, £m (estimated)"]
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[">=75","66+","<5",">4 - <=5",51,8.1999999999999993,"","",34,8.1,"",""]
[">=75","66+","<5",">5 - <=6","*","*","","","*","*","",""]
[">=75","66+","<5",">6 - <=7",20,3.2,"","","","","",""]
[">=75","66+","<5",">7","","","","","","","*","*"]
[">=75","66+",">=5 - <10","<=1","","","","","*","*","",""]
[">=75","66+",">=5 - <10",">1 - <=2","*","*","","","","","",""]
[">=75","66+",">=5 - <10",">2 - <=3",42,6.2,"","",19,3.1,"",""]
[">=75","66+",">=5 - <10",">3 - <=4",19,2.7,"","",12,1.7,"",""]
[">=75","66+",">=5 - <10",">4 - <=5",50,7.3,"","",9,1.7,"",""]
[">=75","66+",">=5 - <10",">5 - <=6","*","*","","","*","*","",""]
[">=75","66+",">=5 - <10",">6 - <=7","","","","","","","",""]
[">=75","66+",">=5 - <10",">7","","","","","","","",""]
[">=75","66+",">=10 - <15","<=1","","","","","","","",""]
[">=75","66+",">=10 - <15",">1 - <=2","","","","","","","",""]
[">=75","66+",">=10 - <15",">2 - <=3",10,1.4,"","","*","*","",""]
[">=75","66+",">=10 - <15",">3 - <=4","*","*","","","*","*","",""]
[">=75","66+",">=10 - <15",">4 - <=5",33,4.2,"","",8,1.9,"",""]
[">=75","66+",">=10 - <15",">5 - <=6","","","","","","","*","*"]
[">=75","66+",">=10 - <15",">7","","","","","","","*","*"]
[">=75","66+",">=15","<=1","","","","","","","",""]
[">=75","66+",">=15",">1 - <=2","","","","","","","",""]
[">=75","66+",">=15",">2 - <=3","*","*","","","","","",""]
[">=75","66+",">=15",">3 - <=4","*","*","","","","","",""]
[">=75","66+",">=15",">4 - <=5",14,2,"*","*","*","*","",""]
[">=75","66+",">=15",">5 - <=6",10,4.3,"","","","","",""]
[">=75","66+",">=15",">6 - <=7",12,5.6,"","","","","",""]
[">=75","66+",">=15",">7","","","","","","","",""]
["Total matched",null,null,null,65911,9415.9000000000106,54132,3241.5999999999963,13440,2158.0999999999981,10942,706.80000000000268]
["Unmatched",null,null,null,22330,3266.4999999999891,18799,730.90000000000373,4854,800.300000000002,4226,255.39999999999736]
["Grand total",null,null,null,88241,12682.4,72931,3972.5,18294,2958.4,15168,962.2]