Publications
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Showing 191 to 200 of 321 search results.
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Occasional paper 43: Weighing anchor on credit card debt [pdf]
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Research note: Addressing redress letters: evidence from a field trial [pdf]
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Occasional Paper No. 43: Weighing anchor on credit card debt
In this study we conduct a hypothetical credit card payment experiment to test an intervention to de-anchor payment choices. -
Research Note: Helping credit card users repay their debt: a summary of experimental research
1 in 4 credit card payments are only at the contractual repayment amount (or just above it). Given the scale of the credit card market this is an important problem -
Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts
In this paper we investigate ways to encourage consumers to repay more of their credit card debt. -
Occasional Paper No. 45: The semblance of success in nudging consumers to pay down credit card debt
In this study we study consumer responses to a randomised field experiment on credit card debt repayment. -
Occasional Paper No. 44: The conflict between consumer intentions, beliefs and actions to pay down credit card debt
In this study we attempt to increase credit card payments through behaviourally-informed disclosures tested in experiments across 3 UK lenders. -
Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution? [pdf]
This paper explores the likely impact of a supply-side regulatory intervention that aims to enhance competition and improve consumer outcomes by delivering more uniform pricing across cash savings accounts. -
Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution?
The Cash Savings Market Study found that the cash savings market is not working effectively for many consumers. Significant amounts of easy access cash savings sit in accounts that were opened a long time ago, earning lower interest rates than those -
Occasional Paper No. 39: Estimating the benefits of interventions that affect consumer behaviour [pdf]