Publications
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Research Note: A revision of our market cleanliness statistic methodology
In this paper we review the methodology for calculating the market cleanliness statistic (MCS). -
Research Note: Income shocks and credit use during Covid: How unexpected changes in income affect consumption, credit use and consumer resilience [pdf]
This analysis looks at how unexpected changes in income impacted consumers during the Covid-19 pandemic. -
Research Note: Employment shocks and financial difficulty: Understanding how leaving paid employment affects ability to meet credit repayments [pdf]
We find that consumers fall behind on credit payments significantly more when they lose their job or become long-term sick or disabled. -
Research Note: Income shocks and credit use during Covid: How unexpected changes in income affect consumption, credit use and consumer resilience
This analysis looks at how unexpected changes in income impacted consumers during the Covid-19 pandemic. -
Employment shocks and financial difficulty: Understanding how leaving paid employment affects ability to meet credit repayments
We find that consumers fall behind on credit payments significantly more when they lose their job. -
The growth gap: a literature review of regulation and growth [pdf]
Our literature review focuses on 3 key routes to support growth. -
The growth gap: a literature review of regulation and growth
We summarise the current evidence base connecting financial services regulation to economic growth and identify areas for future research. -
Occasional Paper 65 - Annex 2 [pdf]
Is timing of the essence? Testing when to engage UK pension customers - annex 2 -
Occasional Paper 65 - Annex 3 [pdf]
Is timing of the essence? Testing when to engage UK pension customers - annex 3 -
OP65 - Testing when to engage UK pension customers [pdf]
Firms are encouraged to explore innovative approaches to encourage greater customer engagement.