Publications
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FS17/2: High-cost credit and review of the high-cost short-term credit price cap
We are publishing our response to the Call for Input into our review of high-cost credit products. -
Infographic: FCA regulation of high-cost short-term credit (HCSTC) [pdf]
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PS18/19: Assessing creditworthiness in consumer credit
In this Policy Statement we respond to feedback arising from CP17/27 (PDF) and publish final rules and guidance on assessing creditworthiness in consumer credit. -
Occasional Paper No. 28: Preventing financial distress by predicting unaffordable consumer credit agreements: An applied framework
In this paper, we provide theoretical and practical evidence to help develop more effective affordability rules. -
CRD IV: Competent authority disclosure - rules and guidance (Annex 1) [xls]
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CRD IV: Competent authority disclosure - supervisory review and evaluation process (SREP) (Annex 3) [xls]
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CRD IV: Competent authority disclosure - options and discretions (Annex 2) [xls]
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CP17/25: Individual accountability - extending the Senior Managers and Certification Regime to all FCA firms [pdf]
We are consulting on the extension of the Senior Managers and Certification Regime to all FSMA authorised firms. -
CP17/26: Individual accountability - extending the Senior Managers and Certification Regime to insurers [pdf]
We are consulting on the extension of the Senior Managers and Certification Regime to all FSMA authorised firms. -
Response to the Complaints Commissioner’s report FCA00127 [pdf]
We have considered the final report of the Complaints Commissioner on complaint FCA00127.