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Video transcript: sector views video [pdf]
Read the transcript for our sector views video. -
Sector Views - published February 2020
We set out our annual analysis of the way the financial environment is changing and the impact of these changes on consumers and market effectiveness. -
Information on Mortgage Sales - February 2020
FCA provides information on Mortgage Sales 2018 - 2019. -
Second Supervisory Notice 2020: Rix Motor Company Limited [pdf]
Second Supervisory Notice for Rix Motor Company Limited (2020) -
Second Supervisory Notice 2020: Fortuna Wealth Management Limited [pdf]
This second supervisory notice refers to breaches of the supervision threshold conditions (COND) and to breaches of PRIN1 and PRIN11 related to lack of fitness/propriety and failing to be open and co-operative in the investment adviser sector. We -
FCA retention schedule [pdf]
Our retention policy sets out how long we hold all information, including any personal data used for each of the areas mentioned in this privacy notice. -
Final notice 2020: Moneybarn Limited [pdf]
This final notice (Moneybarn Limited) refers to breaches of PRIN 6, PRIN 7 and the CONC rules related to the unfair treatment of customers in the consumer credit sector. We imposed a financial penalty. -
Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios [pdf]
FCA Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios -
Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios
Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices? -
Credit Brokers Portfolio Letter [pdf]
Key risks credit brokers should consider and act on.