Publications
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MS24/2.2: Profitability of premium finance [pdf]
Premium finance market study findings on the Profitability of Premium finance based on the FCA's initial analysis. -
MS24/2.2: UK market for premium finance [pdf]
Premium finance market study findings on the UK market of premium finance based on the FCA's initial analysis. -
Roadmap for retail insurance – empowering consumers and strengthening markets
The FCA has published a package of reports on how the retail insurance market is working and set out actions for us and to address specific issues. -
Motor Insurance Claims Analysis - multi-firm review [pdf]
Our findings on drivers of rising claims costs and claims practices. -
MS24/2.2: Premium Finance Market Study update paper [pdf]
This update paper summarises the initial findings of the FCA's premium finance market study, launched in October 2024 as part of its wider work on motor and home insurance. -
MS24/2.2: Premium Finance Market Study Technical Annex [pdf]
This technical annex covers the FCA's data sources and Annual Percentages Rates definition for its Premium Finance Market Study. -
MS24/2.2: How and why customers use premium finance [pdf]
Premium finance market study findings on how and why consumers use premium finance based on the FCA's initial analysis. -
Home and travel claims handling arrangements: good practice and areas for improvement
Find examples of good practice and areas for improvement in home and travel insurers’ claims handling arrangements. -
Evaluation Paper 25/2: Our general insurance pricing practices (GIPP) remedies
The FCA shares results and lessons learned from an evaluation of the general insurance pricing practices (GIPP) remedies designed to address harm to consumers. -
PS25/11: Mortgage Rule Review: First steps to simplify our rules and increase flexibility
The FCA summarises feedback received and sets out its final rules on proposals to simplify specific responsible lending and advice rules for mortgages.