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Final Notice 2025: Monzo Bank Limited [pdf]
This Final Notice refers to breaches of PRIN 3 and s.55L of FSMA related to conduct in the retail banks -
Notice of Decision 2025: Fiit Limited [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
FG25/4: The Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending: General Guidance [pdf]
Our guidance on increasing the LTI de minimis flow limit for mortgage lenders. -
Notice of Decision 2025: Brian James Smith trading as Brian Smith Engineers [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
Notice of Decision 2025: Aura Finance Capital Ltd [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
Notice of Decision 2025: JG Direct Cars Limited [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
FCA feedback to the Interim Working Group’s (IWG) final report [pdf]
The IWG has laid a strong foundation for the next phase in delivering the intended outcomes of the Credit Information Market Study. -
Pay review 2025: Equality Impact Assessment
The FCA has carried out an Equality Impact Assessment to check the 2025 annual pay review did not disadvantage groups protected by the Equality Act 2010. -
FG25/4: Amendments to PRA Rulebook and FCA Guidance concerning the de minimis threshold for the Loan to Income flow limit in mortgage lending
Amendments to the Prudential Regulation Authority Rulebook and the FCA’s general guidance on the Financial Policy Committee's recommendation on loan to income ratios in mortgage lending. -
Notice of Decision 2025: Kings Church [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation.