Publications
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Diagnostic report: FCA review of motor finance commission arrangements [pdf]
Summary of FCA's analysis of both discretionary and non‑discretionary motor finance commission arrangements between 6 April 2007 and 24 October 2024. -
CP25/27: Technical Annex 2: State of Competition in the Motor Finance Market [pdf]
CP25/27: Technical Annex 2: State of Competition in the Motor Finance Market. -
CP25/27: Technical Annex 4: Market Impacts Methodology [pdf]
CP25/27: Technical Annex 4: Market Impacts Methodology. -
CP25/27: Technical Annex 3: Market Impacts [pdf]
CP25/27: Technical Annex 3: Market Impacts. -
CP25/27: Technical Annex 1: Consumer Redress Scheme for Motor Finance - Data, Analysis of Loss and Liability and Cost Methodologies [pdf]
CP25/27: Technical Annex 1: Consumer Redress Scheme for Motor Finance. -
Information on CP25/18 - October 2025
The FCA provides information on CP25/18 -
Motor finance redress scheme consultation: analyst briefing [pdf]
Briefing, led by Nikhil Rathi, between the FCA and market analysts on motor finance, 7 October 2025. -
Notice of Decision 2025: Strafford Self Drive Ltd [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
Dear CEO letter: Motor finance commission redress – action we expect firms to take now [pdf]
Letter to all firms involved in motor finance lending and broking from 2007. -
Market impact assessment on cost of capital and investment in the motor finance market [pdf]
FCA-commissioned report on findings of a market impact study on the potential effects of motor finance related redress liabilities.