Publications
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Infographic: High-cost credit review timeline [pdf]
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Infographic: Helping customers in persistent debt [pdf]
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Infographic: Our consumer credit interventions have led to substantial benefits for consumers [pdf]
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Alternatives to High‑cost Credit Report [pdf]
In this paper, the FCA examines the market for alternatives to high‑cost credit by looking at consumer demand and the availability of credit and non‑credit alternatives. -
Infographic: Buy Now Pay Later (BNPL) offers [pdf]
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Form A [docx]
Application for the approval of a prospectus in accordance with Part VI of the Financial Services and Markets Act 2000 (FSMA) as amended and the Prospectus Regulation. -
Memorandum of Understanding between the FCA and Bank of England [pdf]
This Memorandum of Understanding (MoU) sets out the high-level framework the Financial Conduct Authority (FCA) and the Bank of England (Bank) (exercising its prudential regulation functions) will use to co-ordinate and co-operate in carrying out -
FS19/4: Fair Pricing in Financial Services: summary of responses and next steps [pdf]
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The Financial Conduct Authority’s response to the Annual Report 2018–19 of the Office of the Complaints Commissioner [pdf]
For the year ended 31 March 2019. The Complaints Commissioner’s Annual Report for 2018-19 gives the FCA a useful insight into the FCA’s handling of complaints and the work and progress of the complaints team over the past 12 months. -
Final Notice 2019: Carz2go Ltd [pdf]
This final notice refers to a failure to satisfy the suitability threshold condition (COND) and to be open and co-operative with the Authority (PRIN 11) in the consumer credit sector. We imposed a cancellation.