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Showing 261 to 270 of 1004 search results for consumer research.

  1. FG24/2: Guidance for firms supporting existing mortgage borrowers impacted by rising living costs

    Finalised guidance

    Published: 10/04/2024

    Last modified: 05/11/2024

    The FCA sets out the ways mortgage lenders can help customers worried about, or already struggling with, their mortgage payments because of rising living costs.
  2. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

    Occasional papers FCA research

    Published: 17/02/2020

    Last modified: 03/06/2026

    Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?
  3. PS22/10: Strengthening our financial promotion rules for high-risk investments and firms approving financial promotions

    Policy statements

    Published: 01/08/2022

    Last modified: 07/11/2023

    Our final policy and handbook rules for high-risk investments subject to our financial promotion rules and for firms communicating and approving financial promotions.
  4. FS15/4: Terms and definitions for services which are linked to payment accounts and subject to fees

    Feedback statements

    Published: 15/09/2015

    Last modified: 29/08/2019

    Respondents were generally supportive of our proposals and of the consumer testing we commissioned. ... report by Optimisa Research on Payment Accounts Directive: services linked to payment accounts.
  5. General insurance product value and coronavirus (Covid-19) Guidance – update

    Multi-firm reviews

    Published: 25/08/2021

    Last modified: 29/08/2025

    We set out the findings from our multi-firm review assessing how firms have responded to our general insurance (GI) distribution chain Guidance (further to the product governance rules implemented by the IDD) and coronavirus (Covid-19) value Guidance
  6. Testing how Authorised Fund Managers are embedding the Guiding Principles in ESG and sustainable investment funds

    Multi-firm reviews

    Published: 16/11/2023

    Last modified: 05/06/2026

    We set out findings from our supervisory work that looked at how authorised fund managers (AFMs) comply with existing regulatory requirements and expectations on the design, delivery and disclosure of Environmental, Social and Governance (ESG) and
  7. Occasional Paper No. 47: Blackbird’s alarm call or nightingale’s lullaby? The effect of tweet risk warnings on attractiveness, search, and understanding

    Occasional papers FCA research

    Published: 13/12/2018

    Last modified: 03/06/2026

    We present the results of a series of experiments to investigate the effects of risk warnings in social media adverts on attractiveness, search and understanding.
  8. PS23/3 – Creation of a baseline financial resilience regulatory return: Feedback to CP22/19 and final rules

    Policy statements

    Published: 02/05/2023

    Last modified: 28/10/2025

    We set out the final rules for a new financial resilience regulatory return for solo-regulated firms.
  9. Financial Lives survey

    Financial Lives

    Published: 17/06/2018

    Last modified: 05/06/2026

    Financial Lives is the FCA's flagship nationally representative survey of UK consumers. It provides information about consumers’ attitudes towards managing their money, the financial products they have and their experiences of engaging with
  10. Research Note: on the representativeness of the LBMA Silver Price

    FCA research

    Published: 22/10/2018

    Last modified: 03/06/2026

    The main benchmark for silver, the LBMA Silver Price, underwent changes in its methodology in August 2014 and became regulated in April 2015. In this Research Note, we assess the representativeness of the benchmark from March 2017 to September 2017.
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