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Showing 1041 to 1050 of 18048 search results for consumer research.

  1. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

    Occasional papers FCA research

    Published: 17/02/2020

    Last modified: 03/06/2026

    Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?
  2. PS14/16: Detailed rules for the price cap on high-cost short-term credit - Including feedback on CP14/10 and final rules

    Policy statements

    Published: 11/11/2014

    Last modified: 07/02/2022

    On 2 January 2015, we introduced a price cap on what high-cost short-term credit lenders can charge.
  3. FG24/2: Guidance for firms supporting existing mortgage borrowers impacted by rising living costs

    Finalised guidance

    Published: 10/04/2024

    Last modified: 05/11/2024

    The FCA sets out the ways mortgage lenders can help customers worried about, or already struggling with, their mortgage payments because of rising living costs.
  4. Information on FCA-authorised car dealers in specific postcodes (past 12 Months) - August 2025

    FOI releases

    Published: 26/08/2025

    Last modified: 01/10/2025

    The FCA provides information on FCA-authorised car dealers in specific postcodes (Past 12 Months).
  5. FCA finds two-thirds of young investors take less than 24 hours to make investment decisions

    Press Releases

    Published: 18/12/2024

    Last modified: 18/12/2024

    Latest research from the Financial Conduct Authority (FCA) reveals that young investors are making important investment decisions in a matter of hours, rather than taking the time to check out whether the product is right for them in the long-term.
  6. PS22/10: Strengthening our financial promotion rules for high-risk investments and firms approving financial promotions

    Policy statements

    Published: 01/08/2022

    Last modified: 07/11/2023

    Our final policy and handbook rules for high-risk investments subject to our financial promotion rules and for firms communicating and approving financial promotions.
  7. Regulators warn public of pension scammer tactics as victims report losing an average of £91,000 in 2017

    Press Releases

    Published: 14/08/2018

    Last modified: 14/08/2018

    A new campaign to tackle pension scams launches today as the latest figures reveal that victims of pension scammers lost an average of £91,000 each in 2017. 
  8. FS15/4: Terms and definitions for services which are linked to payment accounts and subject to fees

    Feedback statements

    Published: 15/09/2015

    Last modified: 29/08/2019

    Respondents were generally supportive of our proposals and of the consumer testing we commissioned. ... report by Optimisa Research on Payment Accounts Directive: services linked to payment accounts.
  9. High Court finds that 24HR Trading Academy unlawfully advised on investments and unlawfully promoted CFD trading

    Press Releases

    Published: 25/03/2021

    Last modified: 08/04/2024

    The High Court has delivered a summary judgement ruling that 24HR Trading Academy Limited contravened the Financial Services and Markets Act 2000 (FSMA) by providing unauthorised investment advice to consumers via WhatsApp messages.
  10. General insurance product value and coronavirus (Covid-19) Guidance – update

    Multi-firm reviews

    Published: 25/08/2021

    Last modified: 29/08/2025

    We set out the findings from our multi-firm review assessing how firms have responded to our general insurance (GI) distribution chain Guidance (further to the product governance rules implemented by the IDD) and coronavirus (Covid-19) value Guidance
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