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Improving our understanding of how financial services regulation affects economic growth
There are gaps in our understanding; we are addressing them with the support of the wider research community. -
FS20/12: Intergenerational differences: summary of responses and next steps
This feedback statement sets out our approach following the discussion paper on intergenerational differences we published last year. -
Implementing Technology Change
This review sets out the findings from our cross-Financial Services change management review which looked at how financial firms manage technology change, the impact of change failures and the practices utilised within the industry to help reduce -
FCA proposes reforms to the availability of information in the UK equity IPO process
The FCA is proposing a package of measures to reform the availability of information during the UK equity initial public offering (IPO) process. -
Millions of Britons struggling with bills, warns regulator
The FCA has published a snapshot of the latest edition of its landmark Financial Lives survey and reports on key findings. -
Consumers struggling to understand structured products as Financial Conduct Authority calls for improvements from firms
A behavioural economics research paper published today by the Financial Conduct Authority (FCA) has found that many consumers overestimate the expected returns on structured deposits. -
The Financial Conduct Authority places consumer protection at the heart of crowdfunding
By boosting consumer protection, the rules will help ensure that consumers have access to fair, clear information that is not misleading, when using loan-based, or securities-based crowdfunding platforms. ... We want to ensure that consumers are -
Levelling the playing field – innovation in the service of consumers and the market
Speech by our CEO, Nikhil Rathi, to FinTech Week. -
£12 million compensation to be paid to thousands of struggling borrowers
The FCA expects lenders to learn the lessons from good and poor practice during the Covid-19 pandemic to help borrowers during the cost-of-living squeeze. -
FG23/3: Finalised non-handbook Guidance on cryptoasset financial promotions
The Guidance will help firms deliver fair, clear, and not misleading marketing of cryptoassets to UK consumers.