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FCA response to the independent panels’ 2022/23 annual reports
In line with its statutory requirement, the FCA responds to key representations made by the Panels in their respective Annual Reports. -
Occasional Paper No. 18: Market-Based Finance: Its Contributions and Emerging Issues
to develop an analytical framework to help us appreciate market-based finance’s (MBF) contribution to consumer welfare and identify its potential risks. ... Occasional Papers contribute to the work of the FCA by providing rigorous research results and -
Hartley Pensions Limited – requirement to stop accepting new pension contributions
Hartley Pensions Limited (Hartley Pensions), is a SIPP (Self Invested Personal Pension) operator authorised and regulated by the FCA. It also provides administration for a small number of SSAS (Small Self-Administered Schemes), regulated by The -
TR18/1: The fair treatment of existing interest-only mortgage customers
This report shares the findings of our thematic review into the fair treatment of existing interest-only mortgage customers by lenders. -
Occasional Paper No. 51: Using online experiments for behaviourally informed consumer policy
Consumer policy is informed by human behaviour but how do we measure this in a cost effective and relevant way? Online experiments help us focus our policy making decisions to act in consumers interests. -
CP22/11: Winding down ‘synthetic’ sterling LIBOR and US dollar LIBOR
We seek views on winding down the 1, 3 and 6-month synthetic sterling LIBOR settings, and information on market participants’ exposure to US dollar LIBOR. -
Young drivers warned about fake insurance sold on social media
The FCA is warning 17-to 25 year-old drivers about 'ghost broking' scams where criminals sell bogus insurance policies through social media and messaging platforms. -
FCA launches £1 million campaign to raise awareness of motor finance compensation scheme
The FCA is launching a campaign to inform motor finance customers that they don’t need a CMC or law firm to access the proposed compensation scheme. -
FCA seeks boost to workplace savings to help people navigate their financial lives
The FCA is providing clarity around workplace savings schemes. -
CP18/35: Rent-to-own and alternatives to high-cost credit – feedback on CP18/12 and consultation on a price cap
This paper sets out our proposed price cap on the rent-to-own market, summarises feedback to CP18/12 on the questions we asked about rent-to-own, and sets out our final rules on a point-of-sale ban on extended warranties alongside the sale of an RTO