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PS25/11: Mortgage Rule Review: First steps to simplify our rules and increase flexibility
The FCA summarises feedback received and sets out its final rules on proposals to simplify specific responsible lending and advice rules for mortgages. -
FCA and Bank of England set out shared vision for tokenisation in UK wholesale markets
UK financial firms can adopt tokenisation and distributed ledger technology (DLT) with greater confidence, as the Financial Conduct Authority (FCA) and the Bank of England set out a shared vision and seek industry views on the future of UK wholesale -
Guy Flintham sentenced to 6 years for fraud over unauthorised investment scheme
Following a hearing at Southwark Crown Court, Guy Flintham, 46, was today sentenced to 6 years for fraud. -
FCA warns public of investment scams as over £197 million reported losses in 2018
The FCA warns investors to be vigilant to the threat posed by investment scammers, as data from Action Fraud reveals over £197 million reported losses in 2018. -
CP26/31: Policy Statement for the framework for a UK equity consolidated tape and next steps for delivery
The FCA has finalised key aspects of the regulatory framework for a UK equity consolidated tape, alongside publishing consultation and call for input chapters. -
FCA challenges industry to improve access to insurance for people with pre-existing medical conditions
The Financial Conduct Authority (FCA) has today published feedback on its Call for Input (CfI) on Access to Insurance. -
The FCA publishes findings of review into interest-only mortgages and reaches agreement with lenders to contact interest-only borrowers
The Financial Conduct Authority (FCA) has published its research into consumers’ ability to repay their interest-only mortgages when they mature. -
Follow-up work on FSB’s Super-Complaint – requiring personal guarantees for business loans
The FCA shares findings from follow-up work on how personal guarantees support lending to small and medium-sized enterprises (SMEs). -
Testing what gets consumers engaged with their pension – and why
This article summarises research undertaken by Mike Gilmore (during his time working for the FCA), Deanna Karapetyan, Gráinne Murphy, Cherryl Ng and Jackie Spang. -
Retail banks’ treatment of customers in vulnerable circumstances Multi-Firm Review: good practice and areas for improvement
Our review of how retail banks and building societies approach the treatment of customers in vulnerable circumstances, and specifically how they approach bereavement and power of attorney.