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Showing 413 to 422 of 4003 search results for open banking.

  1. Ring-fencing: Disclosures to consumers by non-ring-fenced bodies: PS16/9

    Policy statements

    Published: 24/03/2016

    Last modified: 04/11/2016

    We have published our final rules for non-ring-fenced bodies.
  2. Basic Bank Accounts: The problems we found and how industry is committing to change

    Good and poor practice

    Published: 07/07/2026

    Last modified: 07/07/2026

    Our findings from mystery shopping with Basic Bank Account providers, and what they’ve committed to do to help consumers more.
  3. Consumer support outcome: good practices and areas for improvement

    Good and poor practice

    Published: 07/03/2025

    Last modified: 10/07/2026

    Read the findings of our review into firms’ approaches to consumer support.
  4. PS21/19: Changes to the SCA-RTS and to guidance in the Approach Document and the Perimeter Guidance Manual

    Policy statements

    Published: 29/11/2021

    Last modified: 29/11/2021

    We set out final rules for Regulatory Technical Standards on Strong Customer Authentication and Secure Communication (SCA-RTS). We also set out amendments to ‘Payment Services and Electronic Money – Our Approach’ (Approach Document, AD
  5. CP15/23: Ring-fencing: Disclosures to consumers by non-ring-fenced bodies

    Consultation papers

    Published: 14/07/2015

    Last modified: 14/07/2015

    with financial assets of at least £250,000 that are account holders or that have applied to open an account, including joint accounts, with an NRFB. ... CP15/23: Ring-fencing: Disclosures to consumers by non-ring-fenced bodies [PDF]. This consultation
  6. Financial services regulation and enforcement: recent developments and emerging issues

    Speeches

    Published: 09/10/2013

    Last modified: 10/10/2013

    Speech by Tracey McDermott, Director of Enforcement and Financial Crime at the NERA Economic Consulting seminar, London. This is the text of the speech as drafted, which may differ from the delivered version.
  7. PS19/20: Optimising the Senior Managers & Certification Regime and feedback to CP19/4

    Policy statements

    Published: 26/07/2019

    Last modified: 26/07/2019

    The Senior Managers & Certification Regime (SM&CR) was introduced for banking firms in 2016 and insurers in December 2018. It will apply to solo-regulated firms from December 2019.
  8. FG14/8 - Guidance on the Financial Policy Committee’s recommendation on loan to income ratios in mortgage lending

    Finalised guidance

    Published: 01/10/2014

    Last modified: 01/10/2014

    impact on competition – specialist firms will be harder hit than those that are part of larger (banking) groups. ... the guidance was open-ended and suggestions for a sunset clause or a review date to be included.
  9. PS19/3: General standards and communication rules for the payment services and e-money sectors

    Policy statements

    Published: 01/08/2018

    Last modified: 05/02/2019

    This Policy Statement confirms general standards and communication rules for the payment services and e-money sectors following our Consultation Paper CP18/21.
  10. Understanding approaches to D&I in financial services

    Multi-firm reviews

    Published: 12/12/2022

    Last modified: 13/12/2022

    The FCA observed how financial services firms are designing and embedding diversity and inclusion strategies. The observations give an overview of initiatives to improve diversity and inclusion, which industry leaders can consider in reviewing their
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