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Research Note: Mortgage arrears risk among UK first-time buyers a survival analysis approach [pdf]
This Research Note examines the drivers of mortgage arrears among UK first-time buyers using detailed loan-level Product Sales Data between 2015 and 2025. -
Consumer Duty publications and resources
Read the FCA's Consumer Duty publications, including policy, guidance and speeches. -
Consumer Duty information for firms
To help firms apply the Consumer Duty, the FCA gives more information on areas of the Duty firms have been asking about. -
CP25/37: Targeted clarifications of Handbook materials
The FCA sought views on proposals to simplify its requirements, while ensuring it continues to support and protect customers. -
Products and services: good practice and areas for improvement
Read the findings of the FCA's review into firms' approaches to products and services. -
Why getting product design right really matters to consumers
Charlotte Clark outlines what the FCA found in its review of how firms are designing, monitoring and distributing products and services under the Consumer Duty. -
Consumer Duty events
The FCA has run events to help firms understand our expectations for the Consumer Duty and prepare for implementation. Find out about these and watch the webinars. -
About the Consumer Duty
Read more about the FCA's Consumer Duty, including the 3 cross-cutting rules and the 4 outcomes we expect firms to deliver. -
Life insurers’ pension transfer process – review
Findings from our multi-firm review of life insurers’ pension transfer process. -
Regulatory Priorities: Consumer investments report [pdf]
FCA Regulatory Priorities report providing specific key priorities for the consumer investments sector.