Publications
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Evaluation Paper 25/2: An evaluation of our general insurance pricing practices (GIPP) remedies [pdf]
This evaluation paper assesses how effectively general insurance pricing practices (GIPP) remedies are addressing harm to consumers. -
PS25/11: Mortgage Rule Review: First steps to simplify our rules and increase flexibility [pdf]
We set out our final rules on proposals to simplify specific responsible lending and advice rules for mortgages. -
Notice of Decision 2025: Fair Deal Cars Limited [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
Retail insurance: what we looked at and why [pdf]
The FCA looked at several factors to help consumers navigate their financial lives and support growth. -
Motor insurance claims analysis
We set out our findings on the causes of increased premiums, particularly increased claims costs, to support the work of the Motor Insurance Taskforce. -
Notice of Decision 2025: MD Car Care House Ltd [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
MS24/2.2: Profitability of premium finance [pdf]
Premium finance market study findings on the Profitability of Premium finance based on the FCA's initial analysis. -
MS24/2.2: UK market for premium finance [pdf]
Premium finance market study findings on the UK market of premium finance based on the FCA's initial analysis. -
Roadmap for retail insurance – empowering consumers and strengthening markets
The FCA has published a package of reports on how the retail insurance market is working and set out actions for us and to address specific issues. -
Motor Insurance Claims Analysis - multi-firm review [pdf]
Our findings on drivers of rising claims costs and claims practices.