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Final Notice 2023: Vast Cars Limited [pdf]
This final notice (Vast Cars Limited) refers to a failure to satisfy the Suitability and Appropriate Resources threshold conditions (COND) in the consumer credit sector. We imposed a cancellation. -
Working men's club annual return form (AR41) [docx]
Paper form for working men's club annual return (AR41) -
Inside FCA Podcast: Explaining the Consumer Duty consumer understanding outcome [pdf]
Inside FCA Podcast transcript of Richard Wilson explaining the Consumer Duty consumer understanding outcome. -
Dear CEO letter: British Steel Pension Scheme (BSPS) – third party information requests [pdf]
This letter sets out our expectations of firms under the BSPS redress scheme. -
Consumer redress scheme for unsuitable advice to transfer out of the British Steel Pension Scheme - addendum to PS22/14 [pdf]
The new amended text clarifies that while we modelled in our CBA a reduction in estimated average redress as part of a sensitivity analysis we carried out on our estimates, this modelling does not change the central scenario used in our CBA. -
FCA Board Minutes: 15 December 2022 [pdf]
Minutes of the FCA Board meeting held on 15December 2022 -
Information on debt packager market - January 2023
FCA provides information on debt packager market. -
Memorandum of Understanding concerning EU critical benchmarks between ESMA and the FCA [pdf]
Memorandum of Understanding concerning EU critical benchmarks between ESMA and the UK Financial Conduct Authority -
Memorandum of Understanding concerning the recognition of UK benchmark administrators in the EU between ESMA and the FCA [pdf]
Memorandum of Understanding concerning the recognition of UK benchmark administrators in the EU between ESMA and the UK Financial Conduct Authority -
Consumer Duty implementation plans
The Consumer Duty will set higher and clearer standards of consumer protection across financial services and require firms to act to deliver good outcomes for customers. The FCA sets out here the findings from their review of firms’ plans to embed