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Emerging Technology Horizon Scan 2026 [pdf]
An FCA Research Horizon Scanning publication exploring emerging technologies in financial services and their implications for our Strategic Pillars. -
Emerging Technology Horizon Scan 2026
Our Technology Horizon Scan explores how emerging technologies could reshape financial services – and what that means for consumers, firms, and markets. -
Mortgage Charter uptake data - June 2026
The FCA provides the latest quarterly data from firms who have signed up to the Government’s Mortgage Charter. -
Mortgage lending statistics - June 2026
The FCA collects mortgage lending data via the Mortgage Lending and Administration Return (MLAR) which is submitted to the FCA by firms carrying out mortgage lending and mortgage administration. -
CP26/18: Mortgage Rule Review: Supporting first-time buyers and underserved consumers [pdf]
Read the FCA's proposals to modernise our mortgage rules. -
Mortgage Lending and Administration Return (MLAR) statistics: Long run summary tables [xlsx]
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. These summary tables show Residential loans to -
Mortgage Lending and Administration Return (MLAR) statistics: Long run detailed tables [xlsx]
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. These detailed tables show Residential loans to -
Commentary on Mortgage lending statistics Q1 2026
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2026 Q1. -
Research Note: Mortgage arrears risk among UK first-time buyers a survival analysis approach [pdf]
This Research Note examines the drivers of mortgage arrears among UK first-time buyers using detailed loan-level Product Sales Data between 2015 and 2025. -
CP26/18: Mortgage rule review – supporting first-time buyers and underserved consumers
The FCA is consulting on changes to mortgage lending rules to help more creditworthy consumers access suitable mortgages.