Publications
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Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?
This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted. -
CP16/20: Rules and guidance on payment protection insurance complaints: feedback on CP15/39 and further consultation [pdf]
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Report on the equality issues arising in relation to the FCA’s PPI proposals [pdf]
Goss Consultancy Ltd (GCL) have produced this report for the FCA looking at the equality issues arising from the FCA's PPI proposals. -
FG16/6: Payment Accounts Regulations 2015 - definition of a 'payment account' [pdf]
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FG16/7: Payment Accounts Regulations 2015 - regulation 13 (packaged accounts) [pdf]
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PS16/20: Payment Accounts Regulations 2015 - feedback on CP16/7, final Handbook changes and finalised guidance [pdf]
In this Policy Statement we report on the main issues arising from Consultation Paper 16/7: Payment Accounts Regulations 2015 – Draft Handbook changes and draft guidance, and publish the final Handbook changes and finalised guidance. -
FCA Q1 16/17 Number of skilled person reports commissioned [pdf]
Under the Financial Services and Markets Act, as amended by the 2012 Act, the FCA has the power to obtain a view from a third party (a ‘skilled person’) about aspects of a regulated firm's activities if it is concerned or wants further analysis. -
PS16/20: Payment Accounts Regulations 2015 - feedback on CP16/7, final Handbook changes and finalised guidance
PS16/20: Payment Accounts Regulations 2015 - feedback on CP16/7, final Handbook changes and finalised guidance. Policy statements First published:. 01/08/2016. Last updated: 01/08/2016. Share page. PS16/20: Payment Accounts Regulations 2015 - -
FG16/6: Payment Accounts Regulations 2015 - definition of a 'payment account'
In March 2016 we consulted on guidance on the definition of a 'payment account' under the Payment Accounts Regulations 2015 (PARs). We have now published the finalised guidance. -
FG16/7: Payment Accounts Regulations 2015 - regulation 13 (packaged accounts)
In March 2016 we consulted on guidance on the provisions on packaged accounts contained in the Payment Accounts Regulations 2015 (PARs). We have now published the finalised guidance.