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  1. Occasional Paper No. 20: Can we predict which consumer credit users will suffer financial distress?

    Occasional papers FCA research

    Published: 03/08/2016

    Last modified: 03/06/2026

    This paper analyses the prevalence of financial distress, how this distress is related to consumer credit use, and whether financial distress can be predicted.
  2. CP16/20: Rules and guidance on payment protection insurance complaints: feedback on CP15/39 and further consultation [pdf]

    Consultation papers

    Published: 02/08/2016

    Last modified: 02/08/2016

  3. Report on the equality issues arising in relation to the FCA’s PPI proposals [pdf]

    External research

    Published: 02/08/2016

    Last modified: 02/08/2016

    Goss Consultancy Ltd (GCL) have produced this report for the FCA looking at the equality issues arising from the FCA's PPI proposals.
  4. FG16/6: Payment Accounts Regulations 2015 - definition of a 'payment account' [pdf]

    Finalised guidance

    Published: 01/08/2016

    Last modified: 01/08/2016

  5. FG16/7: Payment Accounts Regulations 2015 - regulation 13 (packaged accounts) [pdf]

    Finalised guidance

    Published: 01/08/2016

    Last modified: 01/08/2016

  6. PS16/20: Payment Accounts Regulations 2015 - feedback on CP16/7, final Handbook changes and finalised guidance [pdf]

    Policy statements

    Published: 01/08/2016

    Last modified: 01/08/2016

    In this Policy Statement we report on the main issues arising from Consultation Paper 16/7: Payment Accounts Regulations 2015 – Draft Handbook changes and draft guidance, and publish the final Handbook changes and finalised guidance.
  7. FCA Q1 16/17 Number of skilled person reports commissioned [pdf]

    Data

    Published: 01/08/2016

    Last modified: 04/08/2016

    Under the Financial Services and Markets Act, as amended by the 2012 Act, the FCA has the power to obtain a view from a third party (a ‘skilled person’) about aspects of a regulated firm's activities if it is concerned or wants further analysis.
  8. PS16/20: Payment Accounts Regulations 2015 - feedback on CP16/7, final Handbook changes and finalised guidance

    Policy statements

    Published: 01/08/2016

    Last modified: 01/08/2016

    PS16/20: Payment Accounts Regulations 2015 - feedback on CP16/7, final Handbook changes and finalised guidance. Policy statements First published:. 01/08/2016. Last updated: 01/08/2016. Share page. PS16/20: Payment Accounts Regulations 2015 -
  9. FG16/6: Payment Accounts Regulations 2015 - definition of a 'payment account'

    Finalised guidance

    Published: 01/08/2016

    Last modified: 01/08/2016

    In March 2016 we consulted on guidance on the definition of a 'payment account' under the Payment Accounts Regulations 2015 (PARs). We have now published the finalised guidance.
  10. FG16/7: Payment Accounts Regulations 2015 - regulation 13 (packaged accounts)

    Finalised guidance

    Published: 01/08/2016

    Last modified: 01/08/2016

    In March 2016 we consulted on guidance on the provisions on packaged accounts contained in the Payment Accounts Regulations 2015 (PARs). We have now published the finalised guidance.
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