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Final Notice 2018: Marcus Gray t/a aj motors [pdf]
This final notice (Marcus Gray t/a aj motors) refers to breaches of PRIN 11 related to failing to be open and co-operative in the consumer credit sector. We imposed a cancellation. -
Final Notice 2018: Fabulous Flooring (South Yorkshire) Ltd [pdf]
This final notice (Fabulous Flooring (South Yorkshire) Ltd ) refers to breaches of PRIN 11 related to failing to be open and co-operative in the consumer credit sector. We imposed a cancellation. -
Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market [pdf]
This Occasional Paper uses the introduction of the MMR to investigate two questions. First, we estimate the impact of the new advice requirement on the outcomes of those directly affected: consumers who chose not to receive advice before the MMR. -
MS16/2.2: Mortgages Market Study: Interim Report: Annex 2 - Sources of evidence [pdf]
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Occasional Paper No. 33: Choices of dominated mortgage products by UK consumers [pdf]
This Occasional Paper adds to the evidence on these topics by investigating a uniquely granular combination of lending transaction reports, detailed product information and credit files for nearly 700,000 UK households that took out a mortgage -
Occasional Paper No. 35: Six of One…? Choice of Intermediary in the UK Mortgage Market [pdf]
This Occasional Paper contributes to the FCA mortgages market study by providing evidence of how mortgage price varies across intermediaries and investigating the potential drivers. -
MS16/2.2: Mortgages Market Study: Interim Report: Annex 5 – Findings on lifetime mortgages [pdf]
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MS16/2.2: Mortgages Market Study: Interim Report: Annex 7 – Additional findings on commercial relationships [pdf]
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MS16/2.2: Mortgages Market Study: Interim Report: Annex 4 - Methodology of the dominance and matching analyses [pdf]
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MS16/2.2: Mortgages Market Study: Interim Report: Annex 3 - Finding a mortgage – supplementary analysis and research [pdf]