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Information on civil and criminal investigations - April 2026
FCA provides information Information on civil and criminal investigations -
CP26/12: Proposed amends to PRA Rulebook and FCA Guidance concerning the Loan to Income flow limit in mortgage lending
Proposed amendments to PRA Rulebook and FCA Guidance concerning the Loan to Income flow limit in mortgage lending. -
Notice of Decision 2026: J.C.B Automotive [pdf]
This Notice of Decision refers to a failure to carry on regulated activities. We imposed a cancellation. -
PS26/4: Financial Services Compensation Scheme – Management Expenses Levy Limit 2026/27
The FCA and PRA have confirmed the annual Management Expenses Levy Limit (MELL) for the Financial Services Compensation Scheme (FSCS) for the financial year 2026/27 will be £112,972,954. -
PS26/3: Motor finance consumer redress scheme [pdf]
Introducing an industry-wide redress scheme to compensate motor finance customers who were treated unfairly between 2007 and 2024. -
Final Notice 2026: Daniel Leon Williams [pdf]
This Final Notice refers to breaches of FIT related to a lack of fitness/propriety. We imposed a prohibition. -
Technical Annex 2: Market Impacts [pdf]
This Technical Annex presents an update to the market impact assessment published alongside CP25/27. -
PS26/3: Technical annex 1 - Updated data, analysis of loss, and liability and cost methodologies [pdf]
Annex to PS26/3: Motor finance consumer redress scheme. -
Notification of FCA motor finance consumer compensation scheme – opt-in letter template for firms [docx]
Template for firms to use when contacting customers about their motor finance agreement. -
Motor finance redress scheme firm-led communications: Insights from consumer and behavioural research [pdf]
Behavioural research to improve firm‑led communications for the FCA’s motor finance redress scheme, helping firms explain the scheme, invite opt‑in and deliver clear consumer outcomes.