Publications
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PS19/16: High-cost Credit Review: Overdrafts policy statement [pdf]
These are the final rules the FCA are introducing to reform the overdraft market. -
CP19/19: Quarterly Consultation Paper No 24 [pdf]
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FCA Overdraft proposals consumer research [pdf]
The FCA commissioned Atticus Research, an independent market research company, to conduct this consumer research on overdrafts as part of the FCA's review of high-cost credit. Atticus Research Limited conducted this study and undertook the -
Inside FCA Podcast: Interview with Andrew Bailey on the FCA Business Plan and future of regulation [docx]
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PS19/16: High-Cost Credit Review: Overdraft policy statement
These are the final rules we are introducing to reform the overdraft market. -
Payment Services and Electronic Money – Our Approach - December 2018 (version 3) [pdf]
This document will help businesses to navigate the Payment Services Regulations 2017 (PSRs 2017) and the Electronic Money Regulations 2011 (EMRs) (together with the FCA's relevant rules and guidance), and to understand FCA's general approach in this -
PS19/25: Overdraft Pricing and Competition Remedies
This FCA Policy Statement (PS 19/25) sets out rules to make overdraft fees clearer and more transparent. -
CP19/19: Quarterly Consultation Paper No 24
CP19/19: Quarterly Consultation Paper No 24 -
Track changes: Payment Services and Electronic Money – Our Approach - June 2019 [pdf]
The FCA highlights the changes it has made from the previous version of this document in June 2019. -
Securitisation (Amendment) (EU Exit) Regulations 2019 and Securitisation Regulations 2018 (near final and final rules) [pdf]